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Finance Illustrations

Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.

Lowest monthly payment	Classic Credit 36 Months 15.9% (Minimum goods total £300.00)
Cash Price	£3999.99
Minimum Deposit	10%
Deposit to Pay	£400.00
Loan	£3599.99
Duration (Months)	36
36 Monthly Payments of	£124.53*
Cost of Credit	£883.09
Rate of Interest (fixed)	15.9%
APR Representative	15.9% APR Representative
Total Amount Payable	£4883.08

*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement

Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.

Representative example

Cash price £2000.00, Deposit £200.00. Total amount of credit £1800.00 over 10 months with an annual interest rate of 0% (Fixed). Monthly repayments will be £180.00 with a total repayable of £2000.00. 0% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £400.00. Total amount of credit £1600.00 over 36 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £47.81 with a total repayable of £2121.16. 4.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £300.00. Total amount of credit £1700.00 over 36 months with an annual interest rate of 15.9% (Fixed). Monthly repayments will be £58.81 with a total repayable of £2417.16. 15.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.

Credit subject to status, UK only 18+

Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.

v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.

Credit Facilities available on this product - Click for more details and payment examples

Finance* from £124.53 per month

*subject to status, minimum spend applies

Hover mouse for full example.

Model Year	2023
Options	XS Blue Carbon View-Leo Orange Out Of Stock S Blue Carbon View-Leo Orange Out Of Stock M Blue Carbon View-Leo Orange Out Of Stock L Blue Carbon View-Leo Orange Out Of Stock XL Blue Carbon View-Leo Orange Out Of Stock XXL Blue Carbon View-Leo Orange Out Of Stock XS Infinity Green Carbon View Matt Out Of Stock S Infinity Green Carbon View Matt In Stock (Warehouse) M Infinity Green Carbon View Matt Out Of Stock L Infinity Green Carbon View Matt Out Of Stock XL Infinity Green Carbon View Matt Out Of Stock XXL Infinity Green Carbon View Matt Out Of Stock XS Stone Silver-Ice Green Out Of Stock S Stone Silver-Ice Green Out Of Stock M Stone Silver-Ice Green Out Of Stock L Stone Silver-Ice Green Out Of Stock XL Stone Silver-Ice Green Out Of Stock XXL Stone Silver-Ice Green Out Of Stock XS zCustom MyO Out Of Stock S zCustom MyO Out Of Stock M zCustom MyO Out Of Stock L zCustom MyO Out Of Stock XL zCustom MyO Out Of Stock XXL zCustom MyO Out Of Stock
Product	Frame: Orbea Terra carbon OMR Disc, monocoque construction, HS 1,5", PF30, powermeter compatible, Thru Axle 12mm x 142mm rear, thread M12x2 P1, Internal Cable Routing, EC/DC compatible Fork: Orbea Terra OMR carbon disc fork, full carbon steerer, Headset: FSA 1-1/2" Integrated Aluminium Cup Stem: OC Road Performance RP10 Stem, -8º Handlebar: Easton EC90 AX Carbon, flare 12º, Di2 internal routing Brakes: Campagnolo Ekar Rear Derailleur: Campagnolo Ekar Shifters: Campagnolo Ekar Ergopower Cassette: Campagnolo Ekar 10-44 13-Speed Chain: Campagnolo Ekar C-link Crankset: Campagnolo Ekar 40t Wheels: FULCRUM Rapid Red 500 DB Rear Hub: Orbea Thru Axle 12x142mm M12x2 P1 Solid inner threaded Front Hub: Orbea Thru Axle 12x100mm M12x2 P1 Solid Tyres: Pirelli Cinturato^TM Gravel H 700x40c TLR Seatpost: OC Performance XP10 Carbon Seatpost, 27.2mm, Setback 0 Saddle: Prologo Akero AGX STN size 155mm Storage: Accesories Containers Handlebar Plugs: Orbea Anti-Slippery/Shock Proof

ORBEA Terra M22Team 1X 2023

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Finance Illustrations

Representative example

Representative example

Representative example