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Finance Illustrations

Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.

	Classic Credit 36 Months 15.9% (Minimum goods total £300.00)
Cash Price	£4999.00
Minimum Deposit	15%
Deposit to Pay	£749.85
Loan	£4249.15
Duration (Months)	36
36 Monthly Payments of	£146.98*
Cost of Credit	£1042.13
Rate of Interest (fixed)	15.9%
APR Representative	15.9% APR Representative
Total Amount Payable	£6041.13

Lowest monthly payment	Classic Credit 36 Months 4.9% (Minimum goods total £500.00)
Cash Price	£4999.00
Minimum Deposit	20%
Deposit to Pay	£999.80
Loan	£3999.20
Duration (Months)	36
36 Monthly Payments of	£119.49*
Cost of Credit	£302.44
Rate of Interest (fixed)	4.9%
APR Representative	4.9% APR Representative
Total Amount Payable	£5301.44

Lowest borrowing cost	Interest Free Finance (10 Months) (Minimum goods total £700.00)
Cash Price	£4999.00
Minimum Deposit	10%
Deposit to Pay	£499.90
Loan	£4499.10
Duration (Months)	10
10 Monthly Payments of	£449.91*
Cost of Credit	£0.00
Rate of Interest (fixed)	0%
APR Representative	0% APR Representative
Total Amount Payable	£4999.00

*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement

Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.

Representative example

Cash price £2000.00, Deposit £200.00. Total amount of credit £1800.00 over 10 months with an annual interest rate of 0% (Fixed). Monthly repayments will be £180.00 with a total repayable of £2000.00. 0% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £400.00. Total amount of credit £1600.00 over 36 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £47.81 with a total repayable of £2121.16. 4.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £300.00. Total amount of credit £1700.00 over 36 months with an annual interest rate of 15.9% (Fixed). Monthly repayments will be £58.81 with a total repayable of £2417.16. 15.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.

Credit subject to status, UK only 18+

Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.

v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.

Credit Facilities available on this product - Click for more details and payment examples

Finance* from £119.49 per month

*subject to status, minimum spend applies

Hover mouse for full example.

Model Year	2026
Options	47 Blue Out Of Stock 49 Blue Out Of Stock 51 Blue Out Of Stock 53 Blue Out Of Stock 55 Blue Out Of Stock 57 Blue Out Of Stock 60 Blue Out Of Stock 47 Diamond - Grey Out Of Stock 49 Diamond - Grey Out Of Stock 51 Diamond - Grey Out Of Stock 53 Diamond - Grey Out Of Stock 55 Diamond - Grey Out Of Stock 57 Diamond - Grey Out Of Stock 60 Diamond - Grey Out Of Stock 47 Green - Carbon Out Of Stock 49 Green - Carbon Out Of Stock 51 Green - Carbon Out Of Stock 53 Green - Carbon Out Of Stock 55 Green - Carbon Out Of Stock 57 Green - Carbon Out Of Stock 60 Green - Carbon Out Of Stock 47 White - Lilac Out Of Stock 49 White - Lilac Out Of Stock 51 White - Lilac Out Of Stock 53 White - Lilac Out Of Stock 55 White - Lilac Out Of Stock 57 White - Lilac Out Of Stock 60 White - Lilac Out Of Stock 47 zCustom MyO Out Of Stock 49 zCustom MyO Out Of Stock 51 zCustom MyO Out Of Stock 53 zCustom MyO Out Of Stock 55 zCustom MyO Out Of Stock 57 zCustom MyO Out Of Stock 60 zCustom MyO Out Of Stock
Product	Frame: Orbea Orca carbon OMR 2026, monocoque construction, HS 1,5", BB 386mm, powermeter compatible, Rear Thru Axle 12x142mm, thread M12x2 P1, internal cable routing. Fork: Orbea Orca OMR ICR 2024, full carbon, 1-1/8" - 1,5" tappered head tube compatible, Thru axle 12x100mm, thread M12x2 P1. Headset: FSA 1-1/2" Integrated Aluminium Cup Handlebar: Integrated Bar and Stem OC SH-RA10, Road Aero Carbon, Reach 80, Drop 125 Brakes: Sram FORCE AXS Front Derailleur: Sram Force eTAP AXS Rear Derailleur: Sram Force AXS 12s Shifters: Sram FORCE AXS Cassette: Sram XG-1270 10-33t 12-Speed Chain: Sram Force 12-13 Speed Crankset: Sram Force Dub 35x48t Wheels: Oquo Road Performance RP35TEAM Rear Hub: Orbea Thru Axle 12x142mm M12x2 P1 Lite Front Hub: Orbea Thru Axle 12x100mm M12x2 P1 Lite Tyres: Vittoria Corsa N.Ext G2.0 Foldable 700x28c Seatpost: OC Performance XP10-S Carbon, 27.2mm, Setback 20 Saddle: Fizik Vento Antares R7 Alloy Rail 140mm Handlebar Plugs: Orbea Anti-Slippery/Shock Proof

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ORBEA ORCA M21eTEAM 2026

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Finance Illustrations

Representative example

Representative example

Representative example